Nora Blankson

324 Fern Valley Drive

Toccoa, GA
$ 439,000 Beds 3 Baths 2.5 Sq 1,966
Monthly Estimate* How much can I afford?

New Construction - Estimated Completion September 30, 2026! Enjoy the perfect blend of quality craftsmanship and modern design in this beautiful new construction home, conveniently located just minutes from town. Featuring an open-concept layout with a desirable split-bedroom floor plan, this home offers both comfort and privacy. The spacious living room boasts a vaulted ceiling and a cozy fireplace, flowing seamlessly into the kitchen, complete with a large center island, solid surface countertops, and abundant cabinetry-perfect for everyday living and entertaining. The owner's suite provides a relaxing retreat with a spa-inspired bath featuring a soaking tub, separate shower, double vanity, and a spacious walk-in closet. Two additional bedrooms share a full bath, while a convenient half bath is available for guests. Step outside to the covered back porch overlooking a peaceful, private creek, creating the perfect setting for morning coffee or evening relaxation. Situated on a level lot, this home also includes a large two-car garage with plenty of storage space. Don't miss the opportunity to own this exceptional new home in a fantastic location. Estimated completion date is September 30, 2026. Secure it now and add your personal touches before it's finished! Plans are subject to change.

New

  • Price
  • $ 439,000
  • City
  • Toccoa
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • Stephens
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.67 Acres
  • Zip
  • 30577
  • Sqr Footage
  • 1,966
  • Year Built
  • 2026
  • Taxes
  • $ 113
  • Style
  • Ranch, Traditional
  • MLS#
  • 10805776
Listed By: Stephen P Caudell with Hammock Realty North Georgia;
Data Source: Georgia MLS (GAMLS)

Features

General

Sewer Public Sewer
Heating Central
Cooling Ceiling Fan(s),Central Air
Utilities Cable Available,Electricity Available,High Speed Internet,Natural Gas Available,Phone Available,Sewer Connected,Water Available
Roof Composition
Appliances Dishwasher,Electric Water Heater,Microwave,Range,Stainless Steel Appliance(s)
Association Fee Includes None
Patio/Porch Features Patio,Porch
Architectural Style Ranch,Traditional
Construction Materials Concrete
Year Built 2026
Levels One
Property Subtype Single Family Residence
Tax Year 25
Waterfront Features Stream
Community Features None
County Stephens
New Construction true
Property Type Residential
HOA false
Attached Garage false
Subdivision Name Fern Valley
Garage Y/N true
Full Baths 2
Status New
Directions GPS
High School Stephens
City Toccoa
Lot Size Units Square Feet
Lot Size Square Feet 29185.2
Carport Y/N false
Elementary School Big A
Land Lease Y/N false
Tax Annual Amount 113.46
Home Warranty Y/N true
Middle/Junior High School Stephens
Property Condition New Construction
Structure Type House
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant

Interior Features

Interior Amenities Double Vanity,High Ceilings,Master On Main Level,Separate Shower,Soaking Tub,Split Bedroom Plan,Tile Bath,Tray Ceiling(s),Vaulted Ceiling(s),Walk-In Closet(s)
Basement None
Flooring Carpet,Vinyl
Total Fireplaces 1
Fireplace Features Family Room
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Above Grade Finished Area 1966
Half Baths 1
Laundry Features Mud Room
Total Bedrooms 3
Main Level Bedrooms 3
Main Level Bathrooms 2
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Builder
Above Grade Finished Area Unit Type Square Feet
Kitchen Features Breakfast Area,Breakfast Bar,Kitchen Island,Pantry,Solid Surface Counters,Walk-in Pantry
Total Baths 3

Exterior Features

Parking Features Guest,Garage,Kitchen Level,Garage Door Opener,Side/Rear Entrance
Lot Features Level
Water Source Public
Lot Size Area 29185.2
Foundation Details Slab
Building Area Total 1966
Lot Size Acres 0.67
Lot Size Source Public Records
Waterfront Y/N true

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Mableton, GA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Big A Elementary School
Middle School Stephens Middle School
High School Stephens High School

Price History

7/15/2026 Listed $439,000

Property vs Zip Code Average in 30577

Price
AVG $420K
$440K
Taxes
AVG $2,638
$113
Year Built
AVG 1984
2026

In The Neighborhood

Areas That We Cover

324 Fern Valley Drive Toccoa, GA is a Single Family Home for sale at $439000 with 1966 sqft and a lot size of 0.67 Acres Acre(s). 324 Fern Valley Drive Toccoa has 3 bedrooms, 2 baths and was built in 2026. The property's zip code is 30577 which is in Toccoa, GA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Nora Blankson

Nora Blankson

404-224-9620

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