425 Ayers Creek Drive

Toccoa, GA
$ 409,900 Beds 3 Baths 2.5 Sq 2,120
Monthly Estimate* How much can I afford?

Offering 3 bedrooms, 2.5 baths, this home is designed to fit a variety of lifestyles. The inviting living room features a wood-burning fireplace, creating the perfect space for gathering with family and friends. Craftsman-style finishes throughout add timeless character and appeal. The well-appointed kitchen showcases granite countertops, custom cabinetry, and ample workspace for everyday living and entertaining. Conveniently located on the main level, the primary suite serves as a private retreat with a luxurious tiled shower, tiled flooring, cultured marble countertops, and a spacious walk-in closet. Upstairs, the finished bonus room offers endless possibilities to customize the space to meet your needs. Additional features include durable LVP flooring in the main living areas, plush carpet in the bedrooms, cement siding with masonry accents for lasting beauty and durability, and a covered back porch perfect for relaxing or entertaining outdoors. Located in a vibrant community, the Caroline plan offers the perfect combination of modern convenience and classic charm. Home is currently under construction and scheduled for completion by September 2026. Builder and lender incentives are available. This home qualifies for 100% financing with approved credit and requires only $1,000 earnest money to go under contract.

Under Contract

  • Price
  • $ 409,900
  • City
  • Toccoa
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • Stephens
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 1.52 Acres
  • Zip
  • 30577
  • Sqr Footage
  • 2,120
  • Year Built
  • 2026
  • Taxes
  • $ 1
  • Style
  • Ranch
  • MLS#
  • 10781922
Listed By: Stephen P Caudell with Hammock Realty North Georgia;
Data Source: Georgia MLS (GAMLS)

Features

General

Sewer Public Sewer
Heating Central
Cooling Ceiling Fan(s),Central Air
Utilities Cable Available,Electricity Available,High Speed Internet,Natural Gas Available,Phone Available,Sewer Connected,Water Available
Roof Composition
Appliances Cooktop,Dishwasher,Electric Water Heater,Microwave,Range
Association Fee Includes None
Patio/Porch Features Porch
Architectural Style Ranch
Construction Materials Concrete
Year Built 2026
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Community Features Park,Street Lights
County Stephens
New Construction true
Property Type Residential
HOA false
Attached Garage false
Subdivision Name Ayers Creek
Garage Y/N true
Full Baths 2
Status Under Contract
Directions From Big A Rd tunr onto Fernside Dr Left On Ayers Creek
High School Stephens
City Toccoa
Lot Size Units Acres
Lot Size Square Feet 66211.2
Carport Y/N false
Elementary School Big A
Land Lease Y/N false
Tax Annual Amount 1
Home Warranty Y/N true
Middle/Junior High School Stephens
Property Condition New Construction
Structure Type House
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Pending

Interior Features

Interior Amenities Bookcases,Double Vanity,High Ceilings,Master On Main Level,Separate Shower,Soaking Tub,Split Bedroom Plan,Tile Bath,Tray Ceiling(s),Walk-In Closet(s)
Basement None
Flooring Carpet,Vinyl
Total Fireplaces 1
Fireplace Features Factory Built,Living Room
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Above Grade Finished Area 2120
Half Baths 1
Laundry Features Mud Room
Total Bedrooms 3
Main Level Bedrooms 3
Main Level Bathrooms 2
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Builder
Above Grade Finished Area Unit Type Square Feet
Kitchen Features Breakfast Area,Kitchen Island,Solid Surface Counters
Total Baths 3

Exterior Features

Parking Features Garage,Kitchen Level,Garage Door Opener
Lot Features Cul-De-Sac
Water Source Public
Lot Size Area 1.52
Foundation Details Slab
Building Area Total 2120
Lot Size Acres 1.52
Lot Size Source Public Records

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Mableton, GA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Big A Elementary School
Middle School Stephens Middle School
High School Stephens High School

Price History

6/9/2026 Listed $409,900

Property vs Zip Code Average in 30577

Price
AVG $420K
$410K
Year Built
AVG 1984
2026

Areas That We Cover

425 Ayers Creek Drive Toccoa, GA is a Single Family Home for sale at $409900 with 2120 sqft and a lot size of 1.52 Acres Acre(s). 425 Ayers Creek Drive Toccoa has 3 bedrooms, 2 baths and was built in 2026. The property's zip code is 30577 which is in Toccoa, GA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.