4020 Derby Drive

Gainesville, GA
$ 625,000 Beds 4 Baths 3.5
Monthly Estimate* How much can I afford?

This exceptional Southern charmer offers the perfect blend of thoughtful updates, generous living space, and incredible indoor-outdoor amenities. A brand-new roof (July 2026) provides peace of mind, while the HVAC, interior paint, carpet, and luxury vinyl plank flooring have all been updated within the last one to three years. A gracious front porch welcomes you to this beauty. There are 4 bedrooms plus a large bonus room, 3.5 baths, and an office on the two main floors in addition to a fully finished terrace level. The spacious kitchen features granite countertops, a large breakfast area, and an oversized walk-in pantry, Relax year-round on the screened porch overlooking your private backyard retreat. Outside, enjoy the impressive 18' x 36' in-ground pool complete with a custom-fitted safety cover, all surrounded by an elegant wrought iron fence. Additional exterior features include an irrigation system to keep the landscaping looking its best. The garage is finished with durable epoxy flooring. The oversized primary suite is a true retreat with a tray ceiling and a beautifully remodeled bath featuring a frameless tiled shower, soaking tub, and updated finishes. The fully finished basement is ideal for multigenerational living, guests, or entertaining, offering its own living room, dining area, full kitchen, bedroom, full bathroom, and a second laundry room—providing exceptional flexibility and privacy. This well cared for home with versatile living spaces and fabulous private pool area, is move-in-ready, on a large lot and in a flat cul de sac! Students in the neighborhood attend the sought after Cherokee Bluff school cluster. Don't miss your opportunity to make this rare find yours!

Active

  • Price
  • $ 625,000
  • City
  • Gainesville
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • Hall
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.64 Acres
  • Zip
  • 30507
  • Year Built
  • 1996
  • Taxes
  • $ 4009
  • Style
  • Traditional
  • MLS#
  • 7807452
Listed By: Keller Williams Realty Atlanta Partners - 678-597-5826.
Data Source: First Multiple Listing Services (FMLS)

Features

General

Sewer Septic Tank
Heating Central
Cooling Ceiling Fan(s),Central Air
Utilities Cable Available,Electricity Available,Phone Available,Underground Utilities,Water Available
Roof Composition
Appliances Dishwasher,Double Oven,Electric Range,Microwave,Refrigerator
HOA Fee 175
Garage Spaces 2
Patio/Porch Features Enclosed,Front Porch,Patio
Architectural Style Traditional
Pool Features In Ground,Private
Security Features None
Construction Materials Vinyl Siding
Year Built 1996
Electric None
View Pool,Trees/Woods
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Parcel Number 15028H000022
Waterfront Features None
Community Features None
Accessibility None
Assoc Fee Paid Per Annually
County Hall - GA
Property Type Residential
HOA true
Energy Efficient None
Subdivision Name Churchill Downs
Green Energy Generation None
Other Structures None
Full Baths 3
Status Active
Directions Please use GPS.
High School Cherokee Bluff
City Gainesville
Body of Water None
Spa Features None
Elementary School Chestnut Mountain
Property Attached Y/N false
Land Lease Y/N false
Tax Annual Amount 4009
Home Warranty Y/N false
Middle/Junior High School Cherokee Bluff
Property Condition Resale
Standard Status Active
Freehold IDX
Corporate Owner None

Interior Features

Interior Amenities Double Vanity,High Ceilings 10 ft Main,Walk-In Closet(s)
Basement Daylight,Finished,Finished Bath,Full,Interior Entry
Flooring Carpet,Ceramic Tile,Hardwood
Total Fireplaces 1
Fireplace Features Brick,Family Room
Common Walls No Common Walls
Window Features None
Half Baths 1
Laundry Features Laundry Room,Upper Level
Total Bedrooms 4
Room Type Basement,Bonus Room,Laundry,Office
Kitchen Features Breakfast Bar,Breakfast Room,Cabinets White,Pantry,Stone Counters
Total Baths 4
RoomBedroomFeatures In-Law Floorplan,Oversized Master
Primary Bathroom Features Double Vanity
Dining Room Features Separate Dining Room

Exterior Features

Exterior Amenities Private Yard
Fencing Back Yard
Parking Features Attached,Garage,Garage Door Opener,Garage Faces Side
Lot Features Back Yard,Cul-De-Sac,Front Yard,Landscaped
Water Source Public
Foundation Details See Remarks
Building Area Total 3821
Lot Dimensions 221 x 126
Lot Size Acres 0.64
Road Surface Type Asphalt
Lot Size Source Public Records
Road Frontage Type None
Other Equipment None
Horse Amenities None

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Mableton, GA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Chestnut Mountain Elementary School
Middle School Cherokee Bluff Middle School
High School Cherokee Bluff High School

Price History

7/20/2026 Listed $625,000

Property vs Zip Code Average in 30507

Statistics provided by Kunversion

Price
AVG $550K
$630K
Taxes
AVG $2,312
$4,009
Year Built
AVG 2011
1996

Areas That We Cover

4020 Derby Drive Gainesville, GA is a Single Family Home for sale at $625000 and a lot size of 0.64 Acres Acre(s). 4020 Derby Drive Gainesville has 4 bedrooms, 3 baths and was built in 1996. The property's zip code is 30507 which is in Gainesville, GA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.